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Personal / Additional Loan Info / Payment Protection Plan
Payment Protection Plan
TAPCO's Payment Protection Plan Can Help You Plan for the Unexpected
Life Coverage - Accident & Illness Balance Cancellation
Depending on the loan type and package you select, TAPCO's Payment Protection Plan reduces or cancels your eligible loan balance, up to the agreement maximum, should you die from a protected illness or injury before paying off your loan.
Disability, Involuntary Unemployment & Family Leave - Payment Cancellation
If you become disabled due to a protected illness or injury or become involuntarily unemployed, or take a family leave in accordance with the Federal Family & Medical Leave Act, TAPCO's Payment Protection Plan will cancel your monthly loan payment, up to the agreement maximum.
With TAPCO's voluntary Payment Protection Plan, every eligible member pays the same fee and you only buy enough protection to cover your loan balance. Tying protection directly to your loan means you'll have exactly the right amount of protection - no more, no less, and that saves you money. Other benefits include:
Helps protect your family, collateral, and credit rating
Simple eligibility requirements
Fast, easy enrollment
Immediate enrollment for eligible borrowers
Convenient - fee can be included in your monthly payment
You can count on TAPCO's Payment Protection Plan to step in when you and your family need help the most. And that means your dreams can go on - even when your income doesn't.
For more information about TAPCO's Payment Protection Plan, ask your TAPCO loan officer or refer to your member agreement for details.
This is a summary of our Payment Protection program. Enrollment in the program is voluntary and not required to obtain a loan. TAPCO's Payment Protection Plan is a debt cancellation product available through TAPCO Credit Union. Please contact your TAPCO loan representative, or refer to the Member Agreement for additional information on benefit maximums, eligibility, and limitations.
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